How Are Prop Firm Payouts Calculated?

Realised profit is the net result of trades that have been fully closed, not the floating profit or loss on positions still open. If you are up $2,000 on paper but none of it has been closed out, that $2,000 is not yet part of a payout calculation.

Most firms calculate the payout figure from the account's closed-trade profit since the last payout was processed, minus any applicable fees such as swaps or commissions that have already been deducted by the broker feed. This is why the number a trader expects from watching floating equity can differ from the number that is actually eligible when a payout is requested.

Once realised profit for the period is established, the profit split percentage is applied directly to that figure. An 80/20 split means the trader keeps 80% of realised profit and the firm retains 20%. The split does not touch the original account balance — only the profit generated on top of it.

Splits vary by account type and, on some programs, scale upward over time. MixFunded evaluations and Pay After Passing accounts use an 80/20 split from the first payout. Instant Funded accounts start at 60/40 and scale to 80/20 after three payouts, which rewards traders who withdraw consistently rather than sporadically.

Take a $50,000 funded account with an 80/20 split. Over a payout period the trader closes trades totalling $3,000 in net profit, with no other adjustments outstanding. Applying the split: $3,000 × 80% = $2,400 to the trader, and $3,000 × 20% = $600 retained by the firm.

The $2,400 is then what gets requested from the trader dashboard, subject to KYC, and paid out. If the same trader had a losing week the following period, no split is applied to a loss — the split only ever acts on positive realised profit for that period, not on the account's lifetime performance.

Because only closed profit counts, a trader deciding when to bank gains is also deciding when that money becomes payable. Leaving winners open indefinitely in the hope of a larger number does not change the split, it only changes the risk sitting on the account while you wait.

It is also worth checking the account terms for any minimum profit threshold or processing schedule before assuming a figure is payable immediately. MixFunded processes payouts every Monday in USDT on the TRON network, and every payout is published on the public ledger with date, trader initials, amount and transaction ID, so the calculation and the outcome are both verifiable rather than taken on trust.