Comparison · verified 5 August 2026
MixFunded vs FTMO
Both firms run CFD evaluations with an 80/20 split as the baseline. The real differences are what you pay to start, how the drawdown is measured, and whether you can verify a payout without taking the firm's word for it.
Side by side
| Spec | MixFunded | FTMO |
|---|---|---|
| Model | CFD (FX, metals, indices, crypto, oil) | CFD (FX, indices, commodities, crypto) |
| Cheapest entry | $5 | From $155 ($10,000 account, 2-Step) |
| How the entry works | Pay After Passing — $5 entry on a $50,000 account, $150 activation paid only after you pass | $10,000 Challenge — full fee up front, refunded with the first payout |
| Profit target | 10% (1-Step & PAPP) · 8% then 5% (2-Step) · 0% (Instant Funded) | 10% (Challenge) then 5% (Verification) |
| Daily drawdown | 5% evaluation · 3% Pay After Passing · 3% Instant Funded | 5% of initial balance |
| Max drawdown | 10% evaluation · 8% Pay After Passing · 6% static Instant Funded | 10%, static (measured from initial balance) |
| Profit split | 80 / 20 (Instant Funded starts 60 / 40, scales to 80 / 20 after 3 payouts) | 80%, up to 90% via the Scaling Plan |
| Payout cadence | Every Monday | Bi-weekly |
| Payout rail | USDT (TRC-20) | Bank transfer / payment providers |
| On-chain payout proof | Yes — every payout published with its TRC-20 TXID on the public ledger | No public per-payout transaction ledger |
| Consistency rule | None on standard programs | Best Day rule applies on the 1-Step model |
| Time limit | None | No time limit on the Challenge |
| News trading | Allowed on every program | Restricted on Standard funded accounts |
| Platforms | MetaTrader 4 & MetaTrader 5 (EAs permitted) | MetaTrader 4, MetaTrader 5, cTrader |
Which one fits you
Pick FTMO if you want the largest, longest-running brand in the category, cTrader as an option, and a scaling plan that raises the split to 90% over time. You pay the full challenge fee before you trade, and it comes back with your first payout.
Pick MixFunded if the up-front fee is the thing stopping you. Pay After Passing puts you on a $50,000 evaluation for $5, and the $150 activation is only due once you have already passed. Payouts land every Monday in USDT (TRC-20), and each one is published with its transaction ID so you can check it on-chain before you ever deposit.
If you trade around economic releases, note the difference: news trading is allowed on every MixFunded program, while FTMO restricts it on Standard funded accounts.
Cost of entry
FTMO charges the challenge fee up front and refunds it with your first payout. That is a fair model, but it means the cheapest published route into an FTMO account is $155 for a $10,000 challenge before you have proven anything.
MixFunded's Pay After Passing program inverts that. You pay $5 to get onto a $50,000 evaluation with a 10% target, 3% daily drawdown and 8% maximum drawdown. The $150 activation fee is charged only after you pass, so a failed attempt costs you $5 rather than a three-figure fee. Standard MixFunded evaluations run $45 for $10,000 up to $299 for $100,000, and Instant Funded accounts run $339 to $2,999.
How the drawdown is measured
FTMO publishes a 5% maximum daily loss and a 10% maximum loss calculated from the initial balance, which means the loss floor does not trail your profits upward.
MixFunded measures drawdown on equity and the limits differ by program: 5% daily and 10% maximum on evaluations, 3% daily and 8% maximum on Pay After Passing, and 3% daily with a 6% static maximum on Instant Funded. Tighter daily limits are the trade-off for the lower entry price on PAPP — read the rulebook before you buy.
Payouts and proof
This is the clearest split between the two firms. FTMO pays bi-weekly through banks and payment providers, and you verify your own payout through your own account statement.
MixFunded pays every Monday in USDT on TRC-20 and publishes each transfer — date, trader initials, amount and transaction ID — on a public ledger with a machine-readable JSON feed. Anyone can paste a TXID into a TRON explorer and confirm the money moved. £36,857 has been paid to MixFunded traders since December 2024.
Rules that decide whether you keep the account
MixFunded runs no consistency rule on standard programs, no time limit, allows news trading on every program, and permits expert advisors on MetaTrader 4 and MetaTrader 5.
FTMO applies a Best Day rule on its 1-Step model, has no time limit on the challenge, and restricts news trading on Standard funded accounts. If your strategy is one large scheduled trade a week, or a bot that runs through releases, the rules matter more than the fee.